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Out-of-Pocket

  • Insulin Use Explains Variation in Level, but not Growth, of Out-of-Pocket Spending on Insulin Products

    Tags: Consumer-Directed Health Plans, Diabetes, Drug Spending, Insulin, Out-of-Pocket
    Insulin Use Explains Variation in Level, but not Growth, of Out-of-Pocket Spending on Insulin Products
    Jean Fuglesten Biniek and William Johnson
    September 12, 2019

    We previously published two blogs discussing trends in out-of-pocket spending on insulin products. First, we presented data illustrating how average monthly out-of-pocket spending in 2017 varied considerably by month, particularly for individuals enrolled in consumer-directed health plans (CDHPs) that carry higher deductibles. Second, we examined the relationship between increasing point-of-sale prices between 2012 and 2017…

    Read more: Insulin Use Explains Variation in Level, but not Growth, of Out-of-Pocket Spending on Insulin Products
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  • Rising Point-of-Sale Prices for Insulin Correspond with Higher Out-of-Pocket Spending on Insulin in January

    Tags: Consumer-Directed Health Plans, Diabetes, Drug Spending, Insulin, Out-of-Pocket
    Rising Point-of-Sale Prices for Insulin Correspond with Higher Out-of-Pocket Spending on Insulin in January
    Jean Fuglesten Biniek and William Johnson
    September 12, 2019

    Earlier this week we presented data on out-of-pocket spending on insulin during each month in 2017. In that blog, we showed that enrollees in employer-sponsored health insurance paid more out-of-pocket for insulin products at the beginning of the calendar year. We examined the relationship between increasing point-of-sale prices for insulin and higher out-of-pocket spending in…

    Read more: Rising Point-of-Sale Prices for Insulin Correspond with Higher Out-of-Pocket Spending on Insulin in January
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  • 2017 Health Care Cost and Utilization Report

    Tags: Drug Spending, HCCUR, Inpatient Spending, Out-of-Pocket, Outpatient Spending, Physician Spending, Prices, Utilization
    2017 Health Care Cost and Utilization Report
    HCCI
    February 12, 2019

    The 2017 Health Care Cost and Utilization Report shows that spending per privately insured person grew by 4.2 percent, the second year in a row of spending growth over four percent. Price increases were the primary driver. The report covers the period 2013 through 2017 and includes claims data from four national insurance companies: Aetna, Humana, Kaiser Permanente, and…

    Read more: 2017 Health Care Cost and Utilization Report
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  • American Academy of Pediatrics: Insurance Mandates and Out-of-Pocket Spending for Children With Autism Spectrum Disorder

    Tags: Autism, Children, Out-of-Pocket, Peer Reviewed Journals
    American Academy of Pediatrics: Insurance Mandates and Out-of-Pocket Spending for Children With Autism Spectrum Disorder
    Molly K. Candon, Colleen L. Barry, Steven C. Marcus, Andrew J. Epstein, Alene Kennedy-Hendricks, Ming Xie, David S. Mandell
    December 13, 2018

    ABSTRACT   BACKGROUND: The health care costs associated with treating autism spectrum disorder (ASD) in children can be substantial. State-level mandates that require insurers to cover ASD-specific services may lessen the financial burden families face by shifting health care spending to insurers. METHODS: We estimated the effects of ASD mandates on out-of-pocket spending, insurer spending, and…

    Read more: American Academy of Pediatrics: Insurance Mandates and Out-of-Pocket Spending for Children With Autism Spectrum Disorder
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  • 2016 Health Care Cost and Utilization Report

    Tags: Drug Spending, Geographic Variation, HCCUR, Inpatient Spending, Out-of-Pocket, Outpatient Spending, Physician Spending, Prices, Utilization
    2016 Health Care Cost and Utilization Report
    HCCI
    June 19, 2018

    The 2016 Health Care Cost and Utilization Report shows that spending per privately insured person grew by 4.6 percent, faster than in previous years. Price increases were the primary driver. The report covers the period 2012 through 2016 and includes claims data from four national insurance companies: Aetna, Humana, Kaiser Permanente, and UnitedHealthcare.​  The data in…

    Read more: 2016 Health Care Cost and Utilization Report
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  • Health Services Research: Physical Therapy as the First Point of Care to Treat Low Back Pain: An Instrumental Variables Approach to Estimate Impact on Opioid Prescription, Health Care Utilization, and Costs

    Tags: Commercially Insured, Emergency Room, HSR, Opioids, Out-of-Pocket, Peer Reviewed Journals, Utilization
    Health Services Research: Physical Therapy as the First Point of Care to Treat Low Back Pain: An Instrumental Variables Approach to Estimate Impact on Opioid Prescription, Health Care Utilization, and Costs
    Bianca Frogner, Kenneth Harwood, Holly Andrilla, Malaika Schwartz, Jesse Pines
    May 23, 2018

     ABSTRACT Objective: To compare differences in opioid prescription, health care utilization, and costs among patients with low back pain (LBP) who saw a physical therapist (PT) at the first point of care, at any time during the episode or not at all. Data Sources: Commercial health insurance claims data, 2009–2013. Study Design: Retrospective analyses using…

    Read more: Health Services Research: Physical Therapy as the First Point of Care to Treat Low Back Pain: An Instrumental Variables Approach to Estimate Impact on Opioid Prescription, Health Care Utilization, and Costs
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  • American Journal of Obstetrics & Gynecology: Nationwide trends in the utilization of and payments for hysterectomy in the United States among commercially insured women

    Tags: Commercially Insured, Inpatient Spending, Out-of-Pocket, Peer Reviewed Journals, Utilization
    American Journal of Obstetrics & Gynecology: Nationwide trends in the utilization of and payments for hysterectomy in the United States among commercially insured women
    Daniel Morgan, Neil Kamdar, Carolyn Swenson, Emily Kobernik, Anne Sammarco, Brahmajee Nallamothu
    April 1, 2018

    ABSTRACT Background: Laparotomy followed by inpatient hospitalization has traditionally been the most common surgical care for hysterectomy. The financial implications of the increased use of laparoscopy and outpatient hysterectomy are unknown. Objectives: The objective of the study was to quantify the increasing use of laparoscopy and outpatient hysterectomy and to describe the financial implications among…

    Read more: American Journal of Obstetrics & Gynecology: Nationwide trends in the utilization of and payments for hysterectomy in the United States among commercially insured women
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  • Times Free Press: Cost of care growing for adults with hypertension

    Tags: Chronic Conditions, Hypertension, Out-of-Pocket
    Times Free Press: Cost of care growing for adults with hypertension
    Times Free Press
    March 7, 2018

     By: Elizabeth Fite Hypertension, or high blood pressure, affects the health and wallets of more than 75 million U.S. adults, and the cost of managing this condition is growing, according to a new study from the Health Care Cost Institute. The study released Tuesday analyzed data from employer-sponsored health insurance claims of adults between the ages…

    Read more: Times Free Press: Cost of care growing for adults with hypertension
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  • Top Spenders Among the Commercially Insured Increased Spending Concentration and Consistent Turnover from 2013 to 2015

    Tags: Commercially Insured, Drug Spending, Inpatient Spending, Out-of-Pocket, Outpatient Spending, Physician Spending, Top Spenders
    Top Spenders Among the Commercially Insured Increased Spending Concentration and Consistent Turnover from 2013 to 2015
    William Johnson, Sally Rodriguez
    February 1, 2018

     This issue brief explores the distribution of health care spending among commercially insured individuals, with a focus on the top 5 percent of spenders and turnover within that group from year to year. It considers the share of spending incurred by this group of top spenders, how those dollars are distributed among the health care…

    Read more: Top Spenders Among the Commercially Insured Increased Spending Concentration and Consistent Turnover from 2013 to 2015
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  • Vox: Emergency rooms are monopolies. Patients pay the price.

    Tags: Emergency Room, Out-of-Pocket, Vox
    Vox: Emergency rooms are monopolies. Patients pay the price.
    Vox
    December 4, 2017

    By: Sarah Kliff  Around 1 am on August 20, Ismael Saifan woke up with a terrible pain in his lower back, likely the result of moving furniture earlier that day. “It was a very sharp muscle pain,” Saifan, a 39-year-old engineer, remembers. “I couldn’t move or sleep in any position. I was trying laying down,…

    Read more: Vox: Emergency rooms are monopolies. Patients pay the price.
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