Commercially Insured
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Consumer-Directed Health Plan Enrollment Rises in All Cities over 10 Years (2008 to 2017)
Tags: 10 Year Trend, Commercially Insured, Consumer-Directed Health Plans, Geographic Variation, Out-of-Pocket, Spending
Read more: Consumer-Directed Health Plan Enrollment Rises in All Cities over 10 Years (2008 to 2017)Recent analysis by HCCI finds that enrollment in consumer-directed health plans (CDHPs) increased dramatically since 2008. Nationally, nearly a third of commercially insured individuals were enrolled in a CDHP in 2017, up from 7.5% in 2008. Over ten years, enrollment in CDHPs doubled in 85 of the 88 metro areas studied. High-deductible health plans (HDHPs) have become increasingly common…
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How often do providers bill out of network?
Read more: How often do providers bill out of network?In recent analysis, we document extensive variation across states and metropolitan areas in the frequency of out-of-network visits among individuals with health insurance provided by an employer. These differences raise the question of whether individual providers bill out of network at dissimilar rates. To explore whether a small group of providers are responsible for most…
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Understanding Variation in Spending on Childbirth Among the Commercially Insured
Read more: Understanding Variation in Spending on Childbirth Among the Commercially InsuredChildbirth is the most frequent reason for an inpatient admission in the United States, and Cesarean-section (C-section) is the most common operating room procedure in an inpatient hospital stay. Among people who get insurance through an employer, the combination of labor, delivery, and newborn care makes up nearly one in six dollars spent on inpatient…
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Health Affairs: Physician Prices And The Cost And Quality Of Care For Commercially Insured Patients
Read more: Health Affairs: Physician Prices And The Cost And Quality Of Care For Commercially Insured PatientsAbstract: We analyzed the relationship between prices paid to 30,549 general internal medicine physicians and the cost and quality of care for 769,281 commercially insured adults. The highest-price physicians were paid more than twice as much per service, on average, as the lowest-price physicians were. Total annual costs for patients of the highest-price physicians were…
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Compared to What? Baseline Understanding of the Distribution of Hospital Care
Read more: Compared to What? Baseline Understanding of the Distribution of Hospital CareThe pandemic of a new coronavirus, COVID-19, is increasing demand on hospitals as unprecedented numbers of people with respiratory disease seek treatment. In addition to straining hospital resources directly related to care of COVID-19, the outbreak may also displace other types of care. In this analysis, we hope to inform the understanding of the distribution…
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The Dallas Morning News: Texans are paying more for health insurance — and using it less
Read more: The Dallas Morning News: Texans are paying more for health insurance — and using it lessHCCI’s 2017 Annual Report and Healthy Marketplace Index were featured in an article in The Dallas Morning News. Texans are paying more for health insurance — and using it less Nearly everyone is spending more on health care, often a lot more. But did you realize people are using it less? Utilization of health care…
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Kaiser Health News: Women Shouldn’t Get A Bill For An IUD … But Sometimes They Do
Read more: Kaiser Health News: Women Shouldn’t Get A Bill For An IUD … But Sometimes They DoHCCI data was recently cited in a Kaiser Health News story on IUD billing. From the article: “In all likelihood, most women probably won’t get a bill for IUD insertion or a birth control prescription. Data compiled by the Health Care Cost Institute, an independent research group funded by insurers, suggested that in 2017 fewer…
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The Washington Post: The Health 202: Health-care costs might decline if hospitals are forced by the Trump administration to disclose their prices
Read more: The Washington Post: The Health 202: Health-care costs might decline if hospitals are forced by the Trump administration to disclose their pricesHCCI research on the potential effects of price transparency on price variation was cited in a recent Washington Post article. “There is more wiggle room on the high side — it could make up for price increases on the lower side,” said Kevin Kennedy, one of the study researchers. The Health 202: Health-care costs might decline…
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What if Price Transparency Reduced Commercial Price Variation?
Read more: What if Price Transparency Reduced Commercial Price Variation?As previous reports have indicated, there is widespread price variation in the U.S. commercial health care system. Many studies have shown that prices are dramatically different not only across geographies, but they vary substantially even within the same market for the same service. For example, we found that prices for the same blood tests could…
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CMS-specified shoppable services accounted for 12% of 2017 health care spending among individuals with employer-sponsored insurance
Tags: Commercially Insured, Inpatient Spending, Out-of-Pocket, Outpatient Spending, Shoppable Services, UtilizationRead more: CMS-specified shoppable services accounted for 12% of 2017 health care spending among individuals with employer-sponsored insuranceIn response to high and growing health care spending, policymakers have proposed improving price transparency as a solution. Several such proposals rely on consumers taking action on publicly available information for shoppable services – generally, non-emergency services that a person could choose more deliberately. In 2021, hospitals will be required to display, in a consumer-friendly manner,…